What should you always do before closing on a home in Arizona to protect your investment and ensure a smooth move into the Phoenix area?

Before closing, smart Arizona buyers follow a clear diligence checklist—reviewing inspections, confirming finances, verifying documents, and completing a thorough walkthrough—so there are no surprises on closing day.

When you're preparing to close on a home in the Phoenix area, there are a handful of steps that experienced Arizona buyers never skip. These aren't just “nice to know” tips—they’re essential for protecting your investment and making sure you're stepping into a home you feel confident about.

Here’s what wise buyers do every time.

Inspections are your opportunity to understand a home’s true condition before you finalize your purchase.
Make sure you’ve scheduled and reviewed:

A full home inspection
Termite/pest evaluation
Roof, HVAC, and major systems checks
Any specialty inspections recommended by your inspector

Arizona’s climate—from extreme heat to seasonal monsoon activity—means you want a clear picture of how the home handles sun exposure, drainage, and long-term maintenance.

Before closing, take time to review the property disclosures, the title commitment, and—if applicable—the HOA rules, CC&Rs, and any associated fees.

This step helps you understand future responsibilities, potential restrictions, and any recorded items tied to the property.

Your lender will verify your credit, income, and assets again before closing.
To avoid last-minute surprises:

Don’t make big purchases
Don’t open or close lines of credit
Don’t move money between accounts without clear documentation
Avoid employment changes if possible

Stability is your best friend during the final lending review.

A pre-closing walkthrough (usually 24–48 hours before signing) protects you from stepping into unexpected issues on move-in day. Use it to confirm:

The home's condition hasn't changed
Any agreed-upon repairs are complete
Included items (like appliances or fixtures) are still in place

It’s your last chance to verify everything is as expected.

Before the closing appointment, confirm your:

Government-issued ID
Homeowners insurance binder
Final Closing Disclosure
Wire instructions from the title/escrow company

Double-checking these items helps you walk into closing with confidence and clarity.

When you're buying a home in the Phoenix area, following a clear pre-closing checklist ensures a smoother, more informed transition into your next chapter. The more intentional you are during this period, the better positioned you'll be on closing day.